What is homeowners insurance?

  Learn about homeowners insurance—and why you need it.

Homeowners insurance provides you with financial protection in the event of a disaster or accident involving your home.


In addition, homeowners insurance policies are generally "package policies." This means that the coverage includes not only damage to your property, but also your liability—that is, legal responsibility—for any injuries and property damage to others caused by you or members of your family (including your household pets).

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